Market Report

San Clemente ZIP 92672: Home Values by Price Tier and Conditions

San Clemente (ZIP 92672) has a typical home value of $1.75M as of Aug 2026, +7.5% over twelve months. The metro buyer-versus-seller gauge for the week ending Sep 19, 2026 reads “Leans buyers”.

Updated October 2026 · Data through Aug 2026 (monthly) and the week ending Sep 19, 2026 (weekly)

San Clemente (ZIP 92672) has a typical home value of $1.75M as of Aug 2026, +7.5% over twelve months. The metro buyer-versus-seller gauge for the week ending Sep 19, 2026 reads “Leans buyers”.

What changed

Week over week: the metro gauge held at “Leans buyers” (59 to 62). New pending sales were 1,154 against 1,195 last week, and new listings 1,598 against 1,614.
Month over month: the typical value moved from $1.73M in Jul 2026 to $1.75M in Aug 2026 (+1.06%).
Four weeks: the gauge rose from 59 to 62 (higher favors buyers).

If you are buying

Supply is steady. About 99 homes are for sale.
Price adjustments. About 26% of listings have had a price cut.
Payment. The average 30-year fixed rate was 7.28% (Freddie Mac, week of Oct 1, 2026), which Rudy can turn into a monthly figure for any home.

If you are selling

Demand. Zillow’s market temperature for the ZIP is 70 out of 100.
Pricing. A list price built on this month’s and this week’s activity is the strongest tool a seller has; Rudy can prepare one at no charge.

These figures describe the past and the wider area. They are not an appraisal, a price opinion or a forecast. For your own street or building, ask Rudy for a personal report.

By price tier

Home values by price tier and home type

What the entry level, the typical home and the upper tier each cost in ZIP 92672.

What each tier costs

Zillow Home Value Index for ZIP 92672, Aug 2026. Payments assume 20% down and today’s 7.28% average 30-year rate, principal and interest only.

Home values and payments by price tier
Tier	Typical value	Vs a year ago	Vs five years ago	Monthly principal and interest
Entry level (lowest third of homes)	$1,150,053	+6.2%	+49.0%	$6,295
Typical (middle third)	$1,747,711	+7.5%	+49.8%	$9,566 *
Upper tier (top third)	$2,703,077	+7.6%	+42.4%	$14,796 *

* The loan would be above the 2026 conforming limit for Orange County ($1,249,125). Jumbo loans are priced and underwritten a little differently, so ask your lender about both.

Averages hide a lot. In ZIP 92672 the upper tier is valued at about 2.4 times the entry level ($2,703,077 against $1,150,053), so “what does a home cost here?” has three very different answers.

Over the last twelve months the upper tier tier moved the most (+7.6%) and the entry level tier the least (+6.2%). Over five years it was the typical tier that rose the most (+49.8%).

Entry levelTypicalUpper tier

Single-family homes and condos

Typical value of each home type in ZIP 92672, Aug 2026.

Single-family versus condo
Home type	Typical value	Vs a year ago	Vs five years ago
Single-family homes	$1,899,841	+7.7%	+49.9%
Condos	$1,115,306	+4.3%	+45.0%

A typical single-family home is valued at $1,899,841 and a typical condo at $1,115,306: a gap of $784,535 (condos run about 41% below houses). Condos add HOA dues to the monthly cost, so the true gap in monthly terms is smaller than the price gap suggests.

Negotiation conditions

Are homes closing above or below asking?

The sale-to-list picture behind this week’s gauge, for offers and for pricing.

Conditions this week

Weekly metro figures are Zillow’s latest published (week ending Aug 29, 2026); ZIP figures are monthly. Zillow publishes sale-price data a few weeks behind.

How homes are closing
Measure	Latest	A year ago	What it says
Average sale price vs list price (metro)	99.6%	99.5%	Closing 0.4 points under asking
Homes selling above list (metro)	38.1%	36.8%	Bidding competition
Homes selling below list (metro)	49.0%	50.9%	Negotiating room
Median sale price (metro)	$968,725	$947,000	+2.3% in a year
Listings with a price cut (ZIP 92672)	25.6%	28.0%	Higher than 77% of months since 2018
Homes for sale (ZIP 92672)	99	133	−26% in a year

Sold above listSold below list

For buyers

Homes in the metro are closing about 0.4% under their list price on average, so there is often room between the asking price and the contract price.
More homes sold below list (49%) than above it (38%), which points to negotiating room on many listings.
In ZIP 92672, 26% of listings have had a price cut, higher than 77% of months since 2018.

For sellers

With 49% of metro sales below list and 38% above, the price a home is first offered at tends to decide which group it lands in.
Price cuts are more common than usual in this ZIP right now, so a list price that matches recent sales helps a home avoid becoming one of them.

Market conditions describe the past and the wider area. They do not predict what will happen to any one home, and they are not advice. Ask Rudy for the numbers on your own street.

The housing stock

The housing in ZIP 92672

What the Census Bureau’s survey says about the homes and the housing costs here.

Housing and economic measures by ZIP code

U.S. Census Bureau, American Community Survey 5-year estimates for 2020-2024. Estimates carry margins of error (shown as ± where the Census publishes one), and ZIP Code Tabulation Areas approximate ZIP codes.

Housing profile from the American Community Survey
Measure	ZIP 92672
Median household income	$111,989 (±$7,857)
Homes that are owner-occupied	54.1%
Median year homes were built	1976
Median gross rent	$2,376 (±$91)
Median home value reported by owners	$1,438,800
Single-family detached homes	43.9%
Attached single-unit homes (townhomes, row houses)	13.4%
Small buildings (2 to 4 homes)	22.4%
Larger buildings (5 or more homes)	19%
Homes used seasonally or occasionally	7.7%

In ZIP 92672, about 54.1% of occupied homes are owner-occupied, the typical home was built around 1976, and about 43.9% of the housing is single-family detached.

Only housing and economic measures are shown. The survey’s home value is what owners report, so it differs from Zillow’s typical value used elsewhere on this page.

Buyer or seller?

Who had the edge this week

A quick read on the balance between buyers and sellers, updated every week.

This week: who had the edge?

Leans buyers 62 / 100

Week ending Sep 19, 2026 · Los Angeles–Long Beach–Anaheim metro area (which includes Orange County)

Months of supply: 4.2 (under 4 is usually called a seller’s market, 4 to 6 balanced, over 6 a buyer’s market)
Listings with a price cut this week: 8.1%
New pending sales vs new listings: 1,154 vs 1,598

This month in ZIP 92672

Leans buyers 57 / 100

Aug 2026 · ZIP 92672 compared with its own history since 2018

Homes for sale: 99
Listings with a price cut: 26%
Zillow market temperature: 70 / 100
Last month: Balanced (46)

Week over week: the last 26 weeks

Each dot is one week in the Los Angeles–Long Beach–Anaheim metro area (which includes Orange County). Hover or tap a dot for that week’s reading. Left of center favors sellers, right favors buyers.

Favors sellersLeans sellersBalancedLeans buyersFavors buyers

The gauge, then and now
When	Week ending	Score	Reading
This week	Sep 19, 2026	62	Leans buyers
Last week	Sep 12, 2026	59	Leans buyers
4 weeks ago	Aug 22, 2026	59	Leans buyers
12 weeks ago	Jun 27, 2026	52	Balanced
A year ago	Sep 20, 2025	46	Balanced

How the gauge works

Weekly gauge. Weekly sales data is not published by ZIP code, so the weekly reading uses the whole Los Angeles–Long Beach–Anaheim metro area (which includes Orange County). Half the score is months of supply (homes for sale divided by the pace of new pending sales); the other half compares this week’s price-cut share, days to pending and pending-versus-new-listings ratio with every week since 2018. Zero is strongly seller-favoring, 100 strongly buyer-favoring.

Monthly gauge. Compares this month’s homes for sale, price-cut share and Zillow’s market temperature in this ZIP with the ZIP’s own past readings. It shows how this month feels next to what is normal here.

Both are simple summaries of public data at a moment in time, not advice or a forecast.

Week over week

Week over week: what moved

The freshest read on the market, refreshed every week.

This week vs last week

Week ending Sep 19, 2026 compared with the week ending Sep 12, 2026. Los Angeles–Long Beach–Anaheim metro area (which includes Orange County).

Week over week
Measure	This week	Last week	Change	What it favors
Months of supply	4.2	4.0	+3.1%	Edge to buyers
Homes for sale	20,778	20,868	−0.4%	About the same
New listings	1,598	1,614	−1.0%	About the same
New pending sales	1,154	1,195	−3.4%	Edge to buyers
Listings with a price cut	8.1%	7.9%	+0.2 pts	Edge to buyers
Days to pending	53	52	+1.9%	About the same

New listings vs new pending sales

Homes per week, last 26 weeks

New listingsNew pending sales

Months of supply

Last 52 weeks. Under 4 leans seller, over 6 leans buyer.

The last 12 weeks, one line each

View the numbers

Week by week, last 12 weeks
Week ending	Gauge	Months of supply	New listings	New pending	Price cuts	Days to pending
Sep 19, 2026	62 Leans buyers	4.2	1,598	1,154	8.1%	53
Sep 12, 2026	59 Leans buyers	4.0	1,614	1,195	7.9%	52
Sep 5, 2026	54 Balanced	3.9	1,599	1,250	7.8%	51
Aug 29, 2026	58 Leans buyers	3.9	1,705	1,250	8.0%	50
Aug 22, 2026	59 Leans buyers	3.9	1,716	1,240	8.1%	49
Aug 15, 2026	59 Leans buyers	3.9	1,728	1,238	8.1%	49
Aug 8, 2026	58 Leans buyers	3.9	1,737	1,248	8.1%	48
Aug 1, 2026	60 Leans buyers	3.9	1,853	1,237	8.2%	49
Jul 25, 2026	55 Leans buyers	3.8	1,698	1,240	7.6%	48
Jul 18, 2026	56 Leans buyers	3.7	1,743	1,258	7.6%	49
Jul 11, 2026	53 Balanced	3.6	1,746	1,282	7.5%	48
Jul 4, 2026	46 Balanced	3.5	1,658	1,314	7.2%	47

Rates

Mortgage rates this week and through the decades

Rates and prices together decide the monthly payment, so here is both.

30-year mortgage rate, last 3 years

Freddie Mac weekly average: 7.28% this week vs 7.03% last week

Rates and your payment

An example, not a quote

A home at the typical value of $1.75M with 20% down and a 30-year fixed loan at 7.28% works out to about $9,566 a month in principal and interest (before taxes, insurance and any HOA dues).

The Federal Reserve’s target range is currently 3.75%–4.00% (since Sep 17, 2026). Try your own numbers in the payment calculator.

View the numbers

Average 30-year fixed rate by decade
Decade	Average rate
1970s	8.90%
1980s	12.71%
1990s	8.12%
2000s	6.29%
2010s	4.09%
2020s	5.38%

Talk to a lender. Rates, loan programs and approvals come from lenders, not from websites or real estate agents. Talk to your own mortgage broker, or use our preferred lender, Point Mortgage Corporation (NMLS #231073), at (619) 475-4095. You are always free to choose any lender you like, and you can verify any lender’s license at nmlsconsumeraccess.org.

Where the numbers come from

Download: monthly data for ZIP 92672 (CSV). Please cite the sources below.
Home values: Zillow Research, Zillow Home Value Index (typical value of all homes in the middle price tier, seasonally adjusted), plus market temperature, inventory, price cuts and days to pending.
Weekly activity: Zillow Research weekly metro-area series.
Decades: Federal Housing Finance Agency annual House Price Index by ZIP code.
Rates: Freddie Mac Primary Mortgage Market Survey and FRED.

Values are index estimates for a typical home, not the price of any one home; other providers may report slightly different figures and data can be revised. Data files refreshed Oct 2, 2026.

San Clemente ZIP 92672: Home Values by Price Tier and Conditions

What changed

If you are buying

If you are selling

Home values by price tier and home type

What each tier costs

Single-family homes and condos

Are homes closing above or below asking?

Conditions this week

For buyers

For sellers

The housing in ZIP 92672

Housing and economic measures by ZIP code

Who had the edge this week

This week: who had the edge?

This month in ZIP 92672

Week over week: the last 26 weeks

Week over week: what moved

This week vs last week

New listings vs new pending sales

Months of supply

The last 12 weeks, one line each

Mortgage rates this week and through the decades

30-year mortgage rate, last 3 years

Rates and your payment

Get the weekly market update

Where the numbers come from

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